Navigating insurance as an independent contractor can be overwhelming — but you don’t have to do it alone.
The Commercial Board of Realtors (CBOR) has partnered with Oswald to offer free, personalized insurance guidance tailored specifically for CBOR members like you.
Whether you’re exploring Medicare, ACA health plans, or protecting your income and future, our licensed experts are here to help — at no cost.
What We Offer:
- Medicare Guidance
- Annual Enrollment: October 15 – December 7
- Compare plans, avoid penalties, and make confident decisions.
- Health Insurance (ACA Marketplace)
- Open Enrollment: November 1 – December 15
- Explore ACA plans and potential subsidies to reduce your premiums.
- Life & Disability Insurance
- Flexible options to protect your loved ones and your income.
- Long-Term Care Planning
- Prepare for future care needs and protect your financial security
Why Oswald?
- Trusted CBOR Service Provider
- Over 130 years of experience
- Licensed in all 50 states
- One-on-one support — always free
Click Here to Get Started
Or schedule a consultation with our UROne Benefits team:
Nicki Miklos
VP, Individual Health Solutions Practice Leader
UROne Benefits
nmiklos@uronebenefits.com
800-722-7331
DISCLAIMER: The information contained within this email is for general informational purposes and provided as courtesy only. CBOR does not recommendo or endorse ant vendor or service provider. The recipient has the responsibility to evaluate the information and make an independent determination as to its usefulness for their particular situation and purposes. No attorney-client or other professional, advisory, or fiduciary relationship is established by CBOR sending this information. CBOR and its agents and employees all disclaim any liability arising from the reliance on, or use of, any of this material or information. Any recipient of the materials or information waives and releases all possible claims against CBOR and its agents and employees.
PLEASE NOTE: Coverage cannot be placed, bound or altered without confirmation from a representative of our company. Please be advised that any and all reviews, recommendations, suggestions, discussions, emails or any other types of correspondence are done so for insurance purposes only. No communication between us should ever be interpreted to be legal advice or a substitute for consultation with your legal counsel.
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